AML Investigation Analyst II

This a Full Remote job, the offer is available from: United States Job Type Full-time Description ABOUT US Coastal Community Bank is a leader in Banking with strong Financial infrastructure leading Banking as a Service (BaaS) and Fintech strategies. The people at Coastal not only help people with their personal banking; they help businesses with banking technology integration that leads to business growth, flexible financing, and unimagined potential. We think and work like entrepreneurs, always moving and constantly improving. We are go-getters, work hard, and play hard. If you're someone who thrives on innovation, wants to help others succeed, knows how to think outside the box, and believes that we're all in this together -- you belong here. OVERVIEW The AML investigation analysts focus on conducting AML investigation cases and filing SARs. Additionally, they will manage the 314b process (incoming/outgoing) and contact/communication with law enforcement. Requirements RESPONSIBILITIES TO INCLUDE • Analyze leads for suspicious activity, including those generated from detection software and other sources. • Ensure the timely processing of all AML casework and suspicious activity reporting (SAR) in accordance with Bank Secrecy Act (BSA), USA PATRIOT Act, and regulatory guidance issued by the FDIC and FinCEN, and Coastal Policies and Procedures. • Conduct complex investigations to identify money laundering, gather evidentiary information, and maintain case files. • Independently review and make decisions within the AML Case Management system. • Draft in-depth narrative summaries of suspicious activity; prepare and submit Suspicious Activity Reports (SARs). • Provide internal service following Coastal Core Values. • Actively develop knowledge of criminal methods and AML typologies, applying these characteristics through proactive analysis of transaction data to identify unusual activity. • Adhere to defined service level agreement (SLA) timelines. • Follow and comply with all regulatory and compliance regulations. • Stay abreast of industry standards and developments in Know Your Customer (KYC), BSA/AML, and Office of Foreign Assets Control (OFAC), and apply regulatory requirements and internal policies to your analysis. • Responsible for participating in continuing education to maintain and/or enhance job performance. • Cross-train and share knowledge with all BSA teammates. • Assist with special projects within the department as the need arises. QUALIFICATIONS • Thorough knowledge of Bank Secrecy Act, USA Patriot Act, OFAC, and related regulations. • Ability to explain BSA concepts with confidence: AML, Customer Identification Program (CIP), KYC, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), OFAC, and Suspicious Activity Report (SAR). • Ability to develop and/or enhance AML operating processes to achieve high levels of effectiveness. • Ability to develop, create and improve systems, structures, and processes. • Ability to observe strict confidentiality requirements. • Strong analytical skills and ability to resolve complex problems with minimum guidance. • Strong attention to detail and accuracy. • Effective time management, planning, and organizational skills. • Ability to manage multiple tasks/projects and deadlines simultaneously. • Ability to be a self-starter that requires little to no prompting from supervisors. • Strong verbal and written communication skills. • Strong research skills from all available sources. EDUCATION/EXPERIENCE • Bachelor's degree or equivalent experience. • 1-3 years of banking experience with a significant emphasis on anti-money laundering compliance, consumer compliance, audit, or bank operations. • CAM, CFE, or equivalent or willingness to obtain certification. HOW YOU’LL THRIVE AT COASTAL • Be the Best – Communicate effectively, pay close attention to detail, and prioritize your personal development. • Be Relentless – Thrive in a goal-oriented environment exercising both patience and persistence. Advocate for our customers and team members and strive to promote the Coastal Difference. • Be Un-Bankey – Be a forward thinker with a creative mindset. Build long-lasting relationships promoting the Coastal Difference, built on a foundation of integrity, honesty, and trust. • Embrace Gray Thinking – Use sound judgment while decision-making and problem-solving. Think outside the box. • Stay Flexible – Organize and strategize effectively while always being prepared to adapt on the fly. Seek efficiencies for Coastal to work smarter, not harder. • Take Care of Each Other – Understand what it means to be a true team player and have your teammate's back. Practice self-awareness and build your emotional intelligence. BEING YOU AT COASTAL Coastal is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. We are also committed to compliance with all fair employment practices. PHYSICAL DEMANDS The physical demands described below are required to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee must: • Can sit for extended periods of time. • Can stand for extended periods of time. • Can perform repetitive finger, hand, and arm movement. • Can use electronic office equipment such as a computer keyboard, mouse, ten key, telephone, etc. • Able to view and read computer screens for extended periods. • Can occasionally stoop, kneel, crouch, or crawl. • Can occasionally lift or move up to 10 pounds. OTHER DUTIES Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. This offer from "Coastal Community Bank" has been enriched by Jobgether.com and got a 72% flex score. Apply tot his job