Credit Risk and Analytics Analyst

Yamaha Motor Corporation is a publicly listed Japanese Corporation focused on manufacturing and distributing recreational products. The Credit Risk and Analytics Analyst will provide analysis, insights, and reporting to drive sustainable growth for the loan portfolio and operational effectiveness for Yamaha Motor Finance Canada. Responsibilities Develop new credit risk reports and quality assurance checks as required, and provide adhoc analyses of portfolio trends. Participate in risk oversight activities and meetings, and deliver in-depth insights into the drivers of key risk trends Monitor and analyze the automated credit risk strategy to improve decision-making effectiveness and drive business growth. Review and enhance the risk segmentation strategy to ensure that loans are approved at the appropriate price-to-risk level Manage and execute the design, implementation, and pre- and post-campaign analyses for new marketing, product, sales, and risk initiatives (e.g., collection and retention strategies). Provide analytical and reporting support to various departments across the finance company Support the Compliance team by reviewing and cataloging relevant laws, regulations, and industry standards. Prepare and maintain documentation for compliance audits and reviews. Monitor regulatory changes and assess their impact on the organization Skills Bachelor's Degree Program of Study: Finance, Economics, Statistics, Mathematics, Data Science/Analytics, Business Administration, Engineering 1-2 years of relevant work experience Strong working knowledge, demonstrated in a previous position, using two or more of the following tools: SAS, SQL, Snowflake, or Sigma Experience in credit risk management or portfolio analytics, including delinquency and loss analysis Analytical, with a passion for finding insights in data and driving change based on those insights Detail oriented with a strong focus on data accuracy Ability to clearly communicate (written and verbal) technical information and ideas Strong collaboration and accountability mindset Banking or Captive Finance experience Familiarity with scorecards, segmentation, and risk-based pricing strategies Understanding of regulatory and compliance frameworks (e.g., IFRS-9, AML, consumer protection) Benefits 100% employer‑paid health and dental benefits Employee assistance program Corporate bonus incentive + sales bonus (for applicable roles) RRSP with employer DPSP match (up to 5% of base salary) Employee‑paid STD, LTD, and life/dependent insurance Parental/maternal leave top‑up programs Product experience/engagement events Employee recognition program (Accelerate Together) Educational assistance Employee product purchase and rental program perks Kando‑driven corporate culture, recognized as a top GTA employer Company Overview Yamaha Motor Canada Ltd. is an innovative and dynamic player in the motorsport and marine industry. It was founded in 1973, and is headquartered in Toronto, ON, CA, with a workforce of 201-500 employees. Its website is