Experienced Credit Cards and Unsecured Lending Customer Service Representative - Delivering Exceptional Customer Experiences in a Dynamic Financial Environment

Introduction to TD and Our Vision TD is one of the world's leading global financial institutions, and we're committed to delivering legendary customer experiences to over 27 million households and businesses in Canada, the United States, and around the world. Our purpose is to enrich the lives of our customers, communities, and colleagues, and we're guided by our vision to Be the Better Bank. As a leader in customer experience, we believe that all colleagues, no matter where they work, are customer-facing and play a vital role in shaping the future of banking. Job Overview We're seeking an experienced and skilled Credit Cards and Unsecured Lending (CCUL) Customer Service Representative to join our team. As a CCUL Customer Service Representative, you will perform a variety of customer service activities for TD credit customers, including responding to telephone, written, and other inquiries regarding account balances, interest rates, lost or stolen cards, charges, balance transfers, statement requests, fraud, and other issues. You will be the primary point of contact for our customers, and your goal will be to provide exceptional customer experiences, resolve problems efficiently, and ensure that our customers' needs are met. Key Responsibilities Respond to customer inquiries via phone, email, or other channels, providing timely and accurate solutions to their problems or concerns Resolve customer complaints and issues in a professional and courteous manner, escalating complex issues to senior personnel when necessary Process customer transactions, such as balance transfers, statement requests, and account updates, ensuring accuracy and attention to detail Maintain updated customer account information, ensuring that all records are accurate and up-to-date Collaborate with other teams, such as sales and marketing, to provide customer feedback and insights that can inform business decisions Stay up-to-date with industry trends, regulatory requirements, and company policies, ensuring that you're always equipped to provide the best possible service to our customers Essential Qualifications To be successful in this role, you'll need: A high school diploma or equivalent experience At least 1 year of related experience in customer service, preferably in a financial services environment Excellent communication and interpersonal skills, with the ability to work effectively with customers, colleagues, and other stakeholders Strong problem-solving and analytical skills, with the ability to resolve complex customer issues efficiently and effectively Proficiency in Microsoft Office and other software applications, with the ability to learn new systems and technologies quickly Availability to work a variable schedule, including nights and weekends, to meet the needs of our customers Preferred Qualifications While not essential, the following qualifications would be an asset: Bilingual Spanish skills, with the ability to communicate effectively with Spanish-speaking customers Experience working in a call center or customer service environment, with a strong understanding of customer service principles and practices Knowledge of credit card products and services, as well as relevant regulatory requirements and industry trends Experience working with customer relationship management (CRM) software and other technology systems Skills and Competencies To succeed in this role, you'll need to demonstrate the following skills and competencies: Customer focus : a strong commitment to delivering exceptional customer experiences, with a focus on meeting customer needs and exceeding expectations Communication skills : excellent verbal and written communication skills, with the ability to communicate complex information clearly and concisely Problem-solving skills : strong analytical and problem-solving skills, with the ability to resolve complex customer issues efficiently and effectively Teamwork and collaboration : a strong ability to work effectively with colleagues and other stakeholders, with a focus on building strong relationships and achieving shared goals Adaptability and flexibility : a strong ability to adapt to changing circumstances, with a focus on being flexible and responsive to customer needs Career Growth Opportunities and Learning Benefits At TD, we're committed to helping our colleagues grow and develop in their careers. As a CCUL Customer Service Representative, you'll have access to a range of training and development opportunities, including: Regular career development conversations with your manager, to help you identify areas for growth and development Access to online learning platforms and training programs, to help you build new skills and knowledge Mentoring programs, to help you connect with experienced colleagues and learn from their expertise Opportunities to move into new roles and take on new challenges, as you grow and develop in your career Work Environment and Company Culture At TD, we're proud of our inclusive and supportive work environment, where colleagues are encouraged to bring their authentic selves to work. We're committed to fostering a culture of diversity, equity, and inclusion, where everyone feels valued and respected. As a CCUL Customer Service Representative, you'll be part of a dynamic and fast-paced team, where you'll have the opportunity to make a real difference in the lives of our customers. Compensation, Perks, and Benefits We offer a competitive salary and benefits package, including: A base salary range of $22.00 - $31.00 USD per hour, depending on experience and qualifications A range of benefits, including health and wellness programs, retirement savings plans, and paid time off Access to exclusive discounts and offers, as a TD colleague Opportunities to participate in our community giving programs, and make a positive impact in the communities we serve Conclusion If you're a motivated and customer-focused individual, with a passion for delivering exceptional customer experiences, we encourage you to apply for this exciting opportunity. As a CCUL Customer Service Representative, you'll be part of a dynamic and fast-paced team, where you'll have the opportunity to make a real difference in the lives of our customers. Don't miss out on this chance to join our team and take your career to the next level. Apply now and let's discuss how you can become a vital part of our success story. Apply for this job