Fintech Analyst

At Stearns Bank, we’re helping people, entrepreneurs, small businesses, and local communities nationwide reach their full financial potential. Sound like something you want to be a part of? If so, we’re currently looking for a Fintech Analyst. This is a Connected Mobile Work Environment. Come see how we’re doing business unusual and charting our own path to reimagine a more inclusive financial services and banking ecosystem for all. Benefits Stearns Bank understands and respects that everyone is managing unique career, family, and wellness needs. That’s why we offer industry-leading benefits to employees to help them live healthy lives and bring their full selves to work every day. Benefits may vary for part-time positions. Some of those benefits include: • Employee Stock Ownership Plan & 401k Plan • Healthcare (Medical, Dental, Vision, Telehealth, Life insurance) • 12-week Paid Medical Leave • Paid Parental Leave: 21-weeks Primary Care Parent, 14-weeks Secondary Care Parent • $5,000 Family Care Reimbursement: Childcare, Elder Care, Student Loan Debt, Pet expenses, down payment assistance • PTO from 13 to 23 days depending on tenure. Cashout and Carryover options. • 10 Days Sick Time • 11 Paid Holidays • 4 Days Volunteer Time • 2 Days Self Allowance Time • Tuition Assistance For this position, we anticipate an annual range between $70,000- $90,000. Final employment offers will be dependent upon the selected candidate’s relevant qualifications and experience. JOB SUMMARY This individual contributor role requires a self-motivated professional who can operate independently while delivering high-impact results in a dynamic, fast-paced environment. This individual will serve as a critical bridge between our banking operations and fintech partner ecosystem, bringing analytical rigor and operational excellence to all aspects of partnership management. RESPONSIBILITIES • Monitor, analyze, and optimize the performance of fintech partnerships, conducting detailed analysis of partnership metrics, transaction volumes, and risk indicators • Gather data and documentation in support of risk assessment and fintech reviews • Synthesize complex data from multiple sources to provide actionable insights that inform strategic decisions and operational improvements • Maintain comprehensive oversight of partner performance against contractual obligations and regulatory requirements • Prepare regular reporting packages for senior management and banking regulators, ensuring clear visibility into partnership health and risk exposure • Coordinate cross-functionally with compliance, risk management, operations, and technology teams to ensure seamless partnership execution • Proactively identify opportunities to enhance partnership value through process improvements, expanded capabilities, or risk mitigation strategies • Conduct ad hoc analyses to support business development efforts, due diligence activities, and ongoing portfolio management decisions REQUIREMENTS • Occasionally lift and/or move up to 10 lbs • Literacy in English • Ability to sit for extended periods of time, twist, bend, sit, walk use hands to twist, handle or feel objects, tools, or controls, such as computer mouse, computer keyboard, calculator, stapler, telephone, staple puller, etc., reach with hands and arms, balance, stoop, kneel, talk, or hear • Specific vision abilities required by the job include close vision, distance vision, peripheral vision, depth perception and the ability to adjust focus QUALIFICATIONS • Bachelor's degree in finance, economics, business, data analytics, or a related quantitative field • Three to five years of relevant professional experience in banking, financial services, fintech, or a related analytical role • Proven experience working with large datasets and translating raw data into meaningful business intelligence • Proficiency with business intelligence and data visualization tools such as Tableau, Power BI, or similar platforms • Advanced Excel skills including complex formulas, pivot tables, and data modeling capabilities • Exceptional analytical and problem-solving abilities with demonstrated capacity to work independently on complex projects • Strong written and verbal communication skills for translating technical findings into clear recommendations • Ability to manage multiple priorities simultaneously while maintaining high-quality output under deadline pressure PREFERRED QUALIFICATIONS • Banking industry experience with familiarity in payment systems, deposit operations, lending products, or banking regulations • Understanding of fintech business models and the unique risks associated with bank-fintech partnerships • Experience with regulatory reporting and compliance requirements for fintech partnerships • Experience with cloud platforms like Snowflake, Azure, AWS or Google Cloud THE COMPANY Founded in 1912, Stearns Financial Services Inc. (SFSI) is a $3.2 billion, independently owned financial institution with locations in Minnesota, Florida and Arizona, and over 35,000 small business customers nationwide. Specializing in affordable housing financing, USDA and SBA lending, and small business and equipment financing, Stearns Bank is regularly recognized as one of the country’s top-performing banks and “Best Banks to Work For” by American Banker. As a Star Tribune Top Workplaces award recipient and an award recipient of the Minnesota Business Magazine 100 Best Places to Work in Minnesota, Stearns takes pride in their team and holds their employees in extremely high regard. We offer a competitive salary and benefit package including our Employee Stock Ownership Program-one of the best long-term incentive programs in the nation. To learn more about Stearns Bank, visit www. StearnsBank.com EQUAL OPPORTUNITY EMPLOYER /AFFIRMATIVE ACTION PLAN We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, or creed, religion, sex, marital status, familial status, sexual orientation, national origin, age, disability, veteran’s status, status with regard to public assistance, or any other class protected by Federal, State, local laws governing nondiscrimination in employment. Apply tot his job