Indirect Auto Loan Underwriter

REMOTE OPPORTUNITY - MUST RESIDE IN COLORADO, ILLINOIS, TEXAS, ARIZONA, FLORIDA, WASHINGTON, GEORGIA, VIRGINIA OR HAWAII Credit Analyst General Skill Sets Needed: • Software Savvy - Experience using L360, Meridian Link, or other auto lending software • Professional - this is a buttoned-up environment, someone who presents that way • Conversational/Personality - engaged in a conversation and speaks well • Drive - desire to join, earn their way into the company, and grow internally Experience Needed: • 5+ years of underwriting experience (auto lending/consumer lending preferred) - REQUIRED • 5+ years of experience with indirect auto, direct auto, or even consumer lending experience. - REQUIRED • Must be comfortable with high-volume underwriting across multiple credit union programs - REQUIRED • Experience using software L360 or MeridianLink- Highly Preferred • Strong communication, documentation, and customer service skills • Prior experience working with credit unions or lenders is a plus • Be able to pass a background check - REQUIRED Job Responsibilities: • Underwrite indirect auto loans and leases for 100+ credit union clients nationwide • Communicate with dealers and credit union partners to negotiate loan terms • Render decisions based on underwriting guidelines (credit reports, DTI, LTV, PTI, dealer risk, etc.) • Apply underwriting decisions in multiple LOS platforms and document rationale • Follow up on approvals and help drive funding to improve conversion rates • Collect stipulations or missing documentation from dealers/members • Monitor dealer productivity and support improved look-to-book ratios • Collaborate with fraud and compliance teams during reviews • Participate in internal software testing, training, and process improvement projects • Work cross-functionally with ops, compliance, and processing/funding teams • Maintain underwriting service level agreements in a fast-paced, high-volume environment Apply tot his job