**Job Title:**

Experienced Home-Based Sr. Specialist in Collections – Customer Service Representative for blithequark **Job Description:** About blithequark As a leading Fortune 50 business enterprise with over 400,000 crew contributors worldwide, blithequark is an iconic logo and one of America's main retailers. Our mission is to help all households discover the pleasure of everyday life. Caring for our groups is woven into who we are, and we invest in the places we live, work, and play. We prioritize relationships, growth, and development through creating increased opportunities, and succeeding as one blithequark team. At our core, our purpose is ingrained in who we are, what we value, and how we work. It's how we care, grow, and win together. About blithequark Enterprise Services (TES) The blithequark Enterprise Services (TES) agency is at the forefront of communication – whether with customers or blithequark crew contributors. From customer service specialists and product designers to supplier managers and financial and personnel control analysts, TES encompasses various key and high-visibility areas that raise and nurture blithequark's distinct reputation. We cultivate loyalty and satisfaction through remarkable services and guides. And we foster a culture of responsive, informed, and dedicated services – from the inside out – through company services that our people can rely on. TES has multiple service facilities focused on delivering an exceptional experience with each touch and providing quick and seamless resolutions of issues on behalf of our customers and crew contributors. From RedCard Guest Services to Target.com Guest Services (TGS) to the Client Support Center (CSC), we pride ourselves on infusing each interaction with that signature blithequark service that customers and crew contributors alike have come to expect. From our headquarters to our stores and distribution facilities, we directly drive blithequark's bottom line by building customer loyalty as the store of choice and taking care of our crew contributors so they can get back to the work they do best. About the Role As a Home-Based Sr. Specialist in Collections, you'll play a vital role in interacting with customers and negotiating bill arrangements for both inbound and outbound collections. You'll provide a blithequark interaction with credit account holders by treating them with respect and appreciation, showing courtesy and friendliness, identifying diverse account holder segments, and offering suitable possible solutions. You'll be responsible for thoroughly knowing and adhering to all credit guidelines and procedures, account charge terms, billing/collections structures, and various country and federal laws, guidelines, and policies governing credit and collections. Key Responsibilities: Interact with customers and negotiate bill arrangements for both inbound and outbound collections. Provide a blithequark interaction with credit account holders by treating them with respect and appreciation, showing courtesy and friendliness, identifying diverse account holder segments, and offering suitable possible solutions. Demonstrate problem-solving skills through probing or making recommendations for handling of exceptional account situations (e.g. bankruptcy, CCC, deceased, legal, fraud, billing disputes, etc.). Work in a multi-media environment (emails, telephone calls, chat messages, and letters) that's fast-paced and requires prioritizing work accordingly. The core responsibilities of this role are defined within this job description. Job responsibilities may change at any time due to business needs. About You We're looking for a highly skilled and experienced individual to join our team as a Home-Based Sr. Specialist in Collections. If you have the following qualifications and skills, we encourage you to apply: High School Diploma or GED Ability to work a flexible schedule including nights, weekends, and holidays 1-2 years of previous customer experience or customer service experience Ability to engage with customers, crew contributors, and internal business partners with a professional, friendly, empathetic style, and de-escalate as needed Excellent verbal and written communication skills, including listening, negotiating, and decision-making skills. Experience managing escalated customer complaints Ability to apply diverse data sources to respond to questions, identify issues, and accurately resolve customer problems Strong technical skills, ability to work within multiple systems, and high skillability with PC/Microsoft applications Access to a home workspace that is free from noise distractions to perform the role Hardwired internet at your home location (Hardwired: using an Ethernet cable to directly connect the Target-issued laptop to the modem or router) Meet the minimum bandwidth requirement of 40mbps download/5mbps upload Ability to interact through a Target-issued internet digital camera for required meetings, training, and/or interactions Ability to safely lift and carry up to 25 pounds of equipment Additional Home-Based Requirements As a Home-Based Sr. Specialist in Collections, you'll be required to meet the following additional requirements: From time to time, and upon request, you'll be required to complete an online speed test and email a photograph of your speed test result to your supervisor. You may be required to deactivate Wi-Fi functionality while using Target system at some point during your work hours. You may be required to store emergency and work telephone numbers (excluding online resources) and other required notices in a conspicuous spot in your home workspace. If there are prolonged disruptions in your electricity or internet provider, you'll be required to follow unique Target procedures which may include taking unpaid days off if applicable. You will take reasonable care to prevent unauthorized disclosure of or access to Target property or information through others in the home worksite. You must log out or lock your Target-issued laptop when you are away from your workspace. Target-issued equipment can only be used for Target business functions and printing and/or storing proprietary information is not allowed. You must keep your workspace free from any personal mobile phones, tablets, or other such devices (especially video and audio recording devices). You must adhere to Target's dress code expectations while working from home. You must use the surge protector to ensure your Target-issued equipment is properly powered. You will not be reimbursed for any home office costs, including internet, office supplies, or desk furniture. You are expected to follow Target's "Ergonomics in the Workplace" guidelines when setting up your workspace and ensure a safe work environment. You must have a working smoke detector in or near the workspace. You must have a first aid kit available near the workspace. You may be required to install all issued Target equipment in your home workspace. You may be required to disassemble and return to all Target-issued equipment as directed by your supervisor upon request and/or upon the completion of your role. Benefits As a Home-Based Sr. Specialist in Collections, you'll enjoy a comprehensive benefits package, including: Medical Insurance Vision Insurance Dental Insurance Life Insurance 401(k) Retirement Plan PTO Employee Discount Paid Sick Leave Paid Family Care Leave Paid Vacation leave How to Apply If you're a motivated and experienced individual looking for a challenging and rewarding role, we encourage you to apply for the Home-Based Sr. Specialist in Collections position at blithequark. Please visit our website to submit your application and join our team of dedicated professionals. Apply for this job