[Remote] Credit Strategy Analyst - Home Secured

Note: The job is a remote job and is open to candidates in USA. Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. The Credit Strategy Analyst will drive the growth of the home-secured personal loan portfolio, focusing on underwriting, pricing, and loan decisions while applying credit models and data-driven decision-making. Responsibilities • This individual will be responsible for monitoring, refining, and developing Credit strategies (including underwriting, pricing, loan amount & fees) for home secured personal loans • Create test/control champion/challenger tests and monitoring to inform future strategies • Provide scenario analysis/create financial impact sizing/develop new strategy test case • Perform ad-hoc analytics, create reporting and presentations • Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels • Partner with Decision Science to define and develop Credit models and tools • Maintain overall risk and return targets for investors, particularly in a changing economic environment Skills • 5-7+ years' experience in a similar analytical role • Bachelor's Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master's degree a plus • Experience in the financial industry, credit risk and mortgage/home equity experience required • Must be proficient in Python or similar, SQL, and MS Excel • Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques • Excellent English written/verbal communication skills, critical thinking and interpersonal skills • Highly independent and self-motivated to form opinions that are supported by data • Strong knowledge of modeling tools and techniques and use in strategy • Ability to understand competitive pressure, economic trends and their business impacts • High Energy with ability to work in a fast-paced environment • Comfortable interacting and engaging with colleagues from all levels of management across all business units and third-party vendors • Demonstrated technical leadership skills including self-direction, coaching, and mentoring • Highly motivated, well organized, capable of developing and executing business analysis, and able to communicate status and results effectively • Ability to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environment • Ability to work effectively both independently and as a team member • Be confident and willing to challenge status quo, but also willing to concede and execute other's ideas when necessary • Capable of teaching and learning from others to promote continuity of knowledge and personal development • Cultivate good working relationships with other business units, particularly Marketing, Operations, and Finance • Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable Benefits • Pre-tax and post-tax retirement savings plans with a competitive company matching program • Generous paid time-off plans including vacation, personal/sick time, paid short--term and long-term disability leaves, paid parental leave, and paid company holidays • Multiple health care plans to choose from, including dental and vision options • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more! Company Overview • Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources. It was founded in 2013, and is headquartered in Wilmington, Delaware, USA, with a workforce of 501-1000 employees. Its website is Company H1B Sponsorship • Best Egg has a track record of offering H1B sponsorships, with 2 in 2025. Please note that this does not guarantee sponsorship for this specific role. Apply tot his job