[Remote] Mortgage Loan Processor (Spanish Speaking)

Remote, USA Full-time
Note: The job is a remote job and is open to candidates in USA. Rapid Mortgage Company is seeking a Bilingual Loan Processor to ensure the timely and accurate clearance of all Underwriting conditions. This role requires strong communication skills in both English and Spanish, along with the ability to manage and close 25+ files per month. Responsibilities • Receive and review files from the Processing Assistant prior to submission to Underwriting, ensuring all necessary documentation is in place (refer to Processing checklist). • Upon file exiting Underwriting, conduct a Welcome call/email with borrower within 24 hours to review conditions, providing clear communication in either English or Spanish as needed. • Immediately address actionable conditions, designating tasks to the Processing Assistant as appropriate and ensuring timely follow-up. • Monitor daily alerts and manage redisclosures as required. • Prepare for and attend weekly pipeline calls with loan Officers, discussing file progress, issue conditions or appraisal delays. • Work closely with Underwriting and Management to resolve any issues, ensuring a smooth processing experience. • Order appraisal revisions or final inspections as necessary; interact with insurance and title companies to resolve any issues. • Address QC conditions promptly. • Collaborate with Funding to ensure the timely delivery of the signed Closing Disclosure (CD) and address any changes in cash to close. Skills • Proficient in FHA, VA, USDA, Fannie Mae and Freddie Mac guidelines. • Ability to run DU, LP and GUS. • Minimum 1 year of experience with Encompass LOS. • Strong understanding of TRID guidelines. • At least 3 years of experience in the mortgage industry. • Bilingual communication skills, with proficiency in both English and Spanish. • Proficient in Microsoft Office. • Confidence to process and close 25+ files per month. • Strong interpersonal, collaboration and organizational skills. • Positive attitude and strong attention to detail. • Ability to meet deadlines with sound judgement and prudent decision-making. • High level of integrity and strong work ethic. • Leadership experience is preferred by not required. Benefits • Health, dental, and vision insurance available day 1 • Life insurance and LTD • Retirement plan • Paid time off and holidays • Can be fully remote, or hybrid in the Cincinnati or Columbus, OH area • Opportunities for career development and advancement Company Overview • Rapid Mortgage Company is a locally based mortgage lender, even our owner is a local resident. It was founded in 2002, and is headquartered in Cincinnati, Ohio, USA, with a workforce of 201-500 employees. Its website is Apply tot his job
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