[Remote] Remote Non-QM Loan Underwriter
Note: The job is a remote job and is open to candidates in USA. NMS is seeking a Remote Non-QM Loan Underwriter who will be responsible for evaluating and underwriting complex non-qualified mortgage loan applications. The role involves ensuring compliance with underwriting guidelines and regulatory requirements while providing high-quality service and accuracy. Responsibilities • Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans. • Underwrite and approve or deny loan applications based on the company’s guidelines, policies, and regulatory requirements. • Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. • Ensure loan files are complete, accurate, and compliant before final approval or denial. • Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. • Provide guidance and support to junior underwriters and other team members as needed. • Maintain a high level of productivity and quality assurance while meeting deadlines. Skills • Minimum of 3+ years of experience in underwriting Non-QM loans. • Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products. • Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. • Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. • Excellent communication skills, both written and verbal. • Ability to work independently and as part of a collaborative team. • Strong organizational and problem-solving skills. Company Overview • NMS (National Mortgage Staffing), we specialize in providing top-notch direct hire and temporary recruitment services tailored to your company’s needs in the financial industry. It was founded in 2010, and is headquartered in Fort Myers, Florida, USA, with a workforce of 51-200 employees. Its website is Apply tot his job