Senior Director, Risk Management

Job Description: • Serve as the enterprise owner for the transaction risk governance framework, establishing clear processes, standards, and controls to meet internal and external approval standards. • Act as the single point of accountability for end-to-end transaction governance by identifying, documenting, and securing all required approvals while maintaining transparency and audit readiness. • Advise senior leadership on key risks and opportunities, providing actionable recommendations. • Engage directly with executives and functional leaders internally and externally to facilitate alignment, drive decisions, and resolve escalations. • Manage relationships with external partners, obtaining required approvals and negotiating outcomes supported by clear rationale and analysis. • Build a repeatable, scalable governance process with standardized templates, documentation, tooling and automated tracking. • Maintain centralized decision and exception logs, ensuring timely follow-up and escalation to the CRO or C-suite when appropriate. • Collaborate across first and second lines of defense to ensure effective identification, measurement, and mitigation of enterprise risks. • Help build and mature a Risk Control Self-Assessment (RCSA) Program aligned to our Bank requirements, ensuring appropriate risk identification, control design, and testing. • Lead risk reporting program and team, ensuring accuracy, timeliness, and insight. • Act as a key stakeholder in developing the Data Governance Program and ensuring risk reporting draws from a single, trusted source of truth. • Continuously assess and evolve risk programs as business priorities and regulatory requirements change. Requirements: • Bachelor’s degree in business, finance, or a related field. • 15+ years of experience in financial services or banking, including 10+ years leading risk management programs with strong governance and control expertise. • Demonstrated success building or maturing enterprise risk governance functions. • Working knowledge of the regulatory environment and compliance requirements for financial institutions. • Proven ability to influence and collaborate across executive and functional lines, including Legal, Compliance, Finance, Credit, Operations, Marketing, etc. • Exceptional written and verbal communication skills, with the ability to distill complex risk topics for executives and Board audiences. • Experience leading small teams, including hiring, mentoring, and performance management. • Preferred experience with consumer lending products and services. • Experience engaging with external partners, regulators and auditors and preparing executive and Board-level materials. Benefits: • Pre-tax and post-tax retirement savings plans with a competitive company matching program • Generous paid time-off plans including vacation, personal/sick time, paid short- and long-term disability leaves, paid parental leave, and paid company holidays • Multiple health care plans to choose from, including dental and vision options • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more! Apply tot his job