Commercial Portfolio Analyst
First Technology Federal Credit Union is seeking a Commercial Portfolio Analyst to manage an existing commercial loan portfolio. The role involves analyzing business and commercial loans, ensuring compliance, and collaborating with various stakeholders in commercial real estate finance and loan administration. Responsibilities Analyze existing business and commercial loans and evaluate ongoing performance levels, and ensure compliance to specific performance requirements due to repair, replacement reserve, violations, etc Complete financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration Request, collect, and review quarterly and annual review documentation Create and present relevant loan portfolio reports as required Maintain compliance monitoring database that tracks credit approval requirements and receipt of member's financial reporting requirements Research as required to maintain and up-to-date knowledge of products, rates and compliance with regulatory requirements Manage and process requests relating to various areas of Commercial Lending Servicing Skills Bachelor's degree in Finance or other related fields of study Minimum 1 year experience in an analyst role supporting commercial and/or business lending portfolio analysis Strong knowledge of accounting principles and financial analysis methodologies Demonstrated ability to present complex commercial lending and credit risk related information Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders Demonstrated ability to establish credibility and rapport with internal and external stakeholders Proven ability to maintain confidentiality and professionally handle sensitive documents Intermediate knowledge of Microsoft Office Suite Bachelor's degree in Finance or other related fields of study is preferred Experience evaluating and analyzing complex tax returns is preferred Benefits Traditional medical, dental, and vision coverage 401K matching up to 5% per pay period Accrue up to 15 days of Paid Time Off your first year of employment + 3 Personal Days each calendar year 11 paid federal holidays Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria) Company Overview First Federal Credit Union provides banking and financial services. It was founded in 1926, and is headquartered in Hiawatha, Iowa, USA, with a workforce of 11-50 employees. Its website is