Credit Risk Underwriter
## You Will Conduct in-depth credit reviews of our highest-risk sellers, including preparing credit memorandums for approval by senior management Lead due diligence calls with prospective and existing sellers to ensure that key risks are fully understood and mitigated Work closely with partners in Sales, Account Management, Legal and Finance & Strategy Present to Credit Committees and partners; effectively represent Credit Risk team and perspectives Support principled risk-taking in emerging products and markets by building frameworks for credit analysis Contribute to the development of credit policies and add structure Proactively identify ways to improve our underwriting and operations; and collaborate to build strategic programs Share insights and expertise with the team; promote accountability for team-level and individual results ## You Have 4+ years of experience in commercial banking, commercial credit, or payment industries Advanced commercial credit underwriting skills, including complex financial statement analysis Familiarity with diverse risk management tools and techniques Strong professional communication skills internally and externally; able to work with clients to understand their business and gather information Data skills and ability to translate findings into interpretable business case Mandarin language proficiency is required in order to manage China based sellers Experience with negotiating legal documentation a plus SQL a plus Apply tot his job