Director, Credit Analyst, Hedge Funds

About the position We are looking for a Director, Credit Analyst, Hedge Funds that will be responsible for processing assigned accounts as primary analyst by performing independent, forward looking credit analysis of current and prospective Sponsor and Hedge Fund clients and act as a secondary analyst as needed. Individual in this role will be providing rating and limits recommendation based on the analysis. Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered's risk appetite against market and economic conditions across the different markets and asset classes. Responsibilities • Responsible for the processing of potentially Sponsor and Hedge Fund clients' front-to-end BCA (Business Credit Analysis) based on candidate's professional growth. • Serve as a Credit Analyst point of contact, working closely with clients, relationship managers, legal and internal teams to manage internal compliance, booking and funding process. • Plan and conduct the overall credit process and proactive monitoring of credit events for assigned accounts. • Evaluation and understanding of risk associated with individual transactions, products, borrowers, and counterparties. • Ensure compliance of all internal and regulatory credit/other portfolio related policies in conjunction with GAM (Global Account Manager), Client Manager and related Financial Markets teams. • Monitor Risk Triggers, Covenants and other credit conditions and ad hoc credit reports appropriately - preparing reports, escalation, and take actions, as per policy/procedure. • Ensure Zero BCA overdues and work to minimize extensions. • Contribute to the excess report process, including, but not limited to proposing limit increases or reducing exposures and promptly addressing queries. • Participate regularly in account planning sessions to ensure familiarity with customer business. • Visit/meet customers to conduct credit due diligence of existing customers with credit lines as part of the annual credit review process. • Propose and assist with negotiation of credit terms for ISDA/CSA agreements through preparation of Credit Term Sheets (CTS). • Cultivate and maintain close relationships with stakeholders in Funds Risk, Legal, and Middle Office. • Conduct periodic portfolio reviews of assigned segment to assess creditworthiness and initiate ad hoc reviews for clients subject to adverse news or vulnerable to specific economic, market or regulatory events. • Proactively monitor market data and risk triggers across the assigned portfolio. • Take personal responsibility for complex transactions or complex relationships with assigned names. • Contribute to Stress Tests requests. Requirements • At least 10 years of credit analyst experience covering either or a combination of Sponsors or Hedge Funds. • Solid understanding of financial markets and investment funds, as well as their embedded risks associated with their investments and operations. • History of performing financial statement analysis is preferable, but not required. • Bachelor's Degree with concentration in Finance, Accounting and other related fields. • Advanced Certification is a plus (MBA/CFA). • Ability to effectively manage competing deadlines for projects in a dynamic work environment, with varying degrees of supervision. • Strong attention to detail and ability to notice discrepancies in data. • Strong verbal and written communication skills, with proven ability to work across cultures and within a dynamic environment. Benefits • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. • Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. • Flexible working options based around home and office locations, with flexible working patterns. • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits. • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies. Apply tot his job