Mortgage Loan Originator

U.S. Bank is committed to helping customers and businesses make better financial decisions. The Mortgage Loan Originator will originate mortgage loans, conduct preliminary underwriting reviews, and ensure timely processing and closing of loans in an assigned non-bank territory. Responsibilities Originates mortgage loans in an assigned non-bank territory Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations Skills High school diploma or equivalent Minimum one year of mortgage, sales, real estate, or banking experience Ability to travel National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z Satisfactory criminal and credit record Well-developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) Ability to work independently Ability to analyze financial information Effective verbal and written communication skills Established referral base within assigned market preferred Benefits Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Company Overview At U.S. It was founded in 1968, and is headquartered in Minneapolis, Minnesota, USA, with a workforce of 10001+ employees. Its website is Company H1B Sponsorship U.S. Bank has a track record of offering H1B sponsorships, with 679 in 2025, 508 in 2024, 545 in 2023, 806 in 2022, 549 in 2021, 403 in 2020. Please note that this does not guarantee sponsorship for this specific role.