R-110887 Property Liability Claims Adjuster
Manages an assigned case load of low to moderate Homeowners Liability, specifically Renters and Condo, with a typical exposure of up to $20,000 involving non-litigated matters from the investigation of the claim through the resolution. This includes making decisions about liability/compensability and negotiating settlements within the policy limits to protect our policy holder and client. The role interacts with policy holders, claimants, plaintiff attorneys, coverage & defense counsel, and other third parties throughout the claims management process. Responsibilities: • Manages an inventory of claims to evaluate compensability/liability. • Establishes action plan based on case facts, best practices, protocols, regulatory issues, and state laws. • Maintains current knowledge of court decisions which may impact the claim on principles or practices. This may require attendance at various seminars or training sessions. • Plans and conducts investigations of claims to confirm coverage and to determine negligence, liability, compensability, and damages. • Assesses policy coverages and notifies insured of any issues; determines and establishes reserve requirements for both indemnity and expense on a regular basis and makes recommendations to set reserves at appropriate level for claims outside of authority level. • Prepares comprehensive reports as required by Clients/Brokers and participates in meetings with Clients and Brokers on specific claims. • Identifies and communicates specific claim trends and policy issues to management and underwriting. • Assess actual damages associated with claims and conducts negotiations within assigned authority limits to settle claims. • Proven interpersonal, analytical, and decision-making skills to effectively negotiate and settle claims. • Demonstrated strong negotiation skills. • Knowledge of legal liability, joint & several laws required. • Able to demonstrate abilities to be a self-starter and autonomous worker. Minimum Qualifications: • Adjuster’s license is required for all states where adjuster licensing is applicable • Bachelor’s degree with 3 years of property damage liability claims experience. • Expert level knowledge of specific state contributory and comparative negligence laws and joint & several laws. • Excellent verbal and written skills to communicate internally and externally. • Excellent critical thinking and problem-solving skills. • Strong organizational and time management. • Ability to multi-task in a fast-paced environment. Pay Range: $55,000 - $65,000 Any posted pay range considers a wide range of compensation factors, including candidate background, experience, and work location, while also allowing for salary growth within the position. Apply tot his job