[Remote] Loan Disclosure Analyst
Note: The job is a remote job and is open to candidates in USA. Guaranteed Rate Affinity is a joint venture providing mortgage origination services. They are seeking a dedicated Disclosure Analyst to review loan files, ensure compliance, and communicate with teams regarding disclosure requirements. Responsibilities Review loan files for completeness and accuracy Ensure loans are disclosed to the borrower(s) within the required compliance windows Verify all redisclosures follow regulatory and company guidelines Communicate with the Pod any deficiencies that must be corrected prior to issuing disclosures Maintain up to date knowledge of Federal, state, and local guidelines surrounding required disclosures to borrowers Explains and reviews all disclosure requirements with Pods to assist them in understanding guidelines Cooperate and work effectively with others to maintain an amicable, high performing workplace General office responsibilities that may include, typing, file maintenance, report distribution Complete tasks in a timely manner and work amicably with others Other duties and responsibilities as assigned Skills High school diploma or equivalent required Knowledge of TILA/RESPA Integrated Disclosure Rule (TRID) Knowledge of mortgage management software and basic computer skills Ability to work a fast-paced environment that will require strong organizational skills Ability to review paperless documents with an eye for error Extremely detail-oriented and well-organized Ability to multi-task and work under pressure with high volume Must have good decision-making skills Strong oral and written communication skills, with a customer-service focus Excellent time-management skills with ability to multitask and meet deadlines Ability to exercise independent judgment calls based on knowledge of Federal and state regulatory requirements Ability to coach and persuade others in a consultative environment Associate's degree or equivalent preferred Experience in a documentation review or quality assurance role in a regulated financial institution preferred One year residential mortgage lending experience preferred Experience with Encompass Benefits Eligibility to participate in a company-sponsored 401(k) Vacation benefits Eligibility for medical, dental, vision, and prescription drug benefits Flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts) Life insurance and death benefits Critical care insurance Personal accidental insurance Commuter benefits Pet insurance Certain time off and leave of absence benefits Well-being benefits (e.g., employee assistance program) Other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources) Company Overview Guaranteed Rate Affinity provides the best mortgage experience possible, featuring incredibly low rates It was founded in 2017, and is headquartered in Chicago, Illinois, USA, with a workforce of 1001-5000 employees. Its website is